United States. Consumer Credit Protection Act
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Information for Authority record
- Commerce Clearing House. Truth-in-lending, 1968.
- U.S. Cash discount act, 1981:p. 1 (Truth in lending act) [info. from GPO]
- U.S. United States code, 1976(Truth in lending act; Public law 90-321) [info. from GPO]
- Truth in lending, 1995:p. 34 (signed 1968; consisted of Truth in Lending Act (Title I) and Restrictions on Garnishment (Title III); some courts use "Truth in Lending Act" and "Consumer Credit Protection Act" interchangeably, though inaccurate and confusing; other titles in CCPA: Fair Credit Reporting Act, etc.)
Wikipedia description:
The Consumer Credit Protection Act (CCPA) is a United States law Pub. L. 90–321, 82 Stat. 146, enacted May 29, 1968, composed of several titles relating to consumer credit, mainly title I, the Truth in Lending Act, title II related to extortionate credit transactions, title III related to restrictions on wage garnishment, and title IV related to the National Commission on Consumer Finance. The restrictions on wage garnishment guard employees from discharge by their employers because their wages have been garnished for any one indebtedness. The Wage and Hour Division of the United States Department of Labor enforces the provisions. The informed use of credit is administered by the United States Congress and stabilizes economic acts to be enhanced with competition informed unto various financial institutions that are engaged in extension of consumer credit that would be strengthened otherwise by informed credit use. Titles: Truth in Lending Act Fair Credit Reporting Act Credit Repair Organizations Act Fair Debt Collection Practices Act
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